Rates

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Rates

Loans | Savings | Certificates

Rates and terms subject to periodic change.
Rates shown are not guaranteed to be the most current. Call the credit union office for current rates.

Please Note: All Dividends are based upon the Credit Union's earnings at the end of the period. Loan delinquencies and bankruptcies are reflected in the Credit Union's earnings.

Loans	Rate	APR*	Term
New Vehicle Loans -- Purchases and Buy-outs	5.400	5.400	72	Calculator
Used Vehicle Loans -- Purchases and Buy-outs	6.400	6.400	60	Calculator
New Motorcycle and Other Titled Vehicle Loans	5.900	5.900	72	Calculator
Used Motorcycle and Other Titled Vehicle Loans	6.900	6.900	60	Calculator
Signature Loans -- (Up to 48 Months)	13.900	13.900	48	Calculator
Share-Secured Loans (3% over the current share dividend earned on collateral)		0.000	n/a	Calculator
Educational Loans (Not PHEAA) - (12-month maximum term)	11.900	11.900	12	Calculator
Federal Tax Loan Special - Tax Season (Terms may vary)	9.900	9.900	n/a	Calculator
Christmas Loan Special - (12 Months only)	9.000	9.000	12	Calculator

*APR = Annual Percentage Rate

New Vehicle Loans - 100% financing + taxes, fees and warranty (terms vary and some restriction may apply)

Used Vehicle Loans - 100% financing, including taxes, fees and warranty
(terms vary and some restrictions may apply - sorry, no "R" titles)

Terms:
To 4 years old - 60 months
5 to 8 years old - 48 months
Over 8 years old - 36 months
These terms may vary due to age and condition of vehicle
Classic cars - appraisal and/or photographs are required

Signature Loans - Terms and maximums may vary; Borrowers must qualify

Share-Secured Loans - Pledged amount is reduced as loan balance reduces.

Tax Loans - Specifically for Federal or State Income Tax
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Savings	Minimum Balance	Dividend Rate	APY*	Term
Regular Shares	$ 5.00	0.500	0.500	n/a
Christmas & Vacation Shares		0.500	0.500	n/a

*APY = Annual Percentage Yield
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Certificates	Minimum Deposit	Dividend Rate	APY*	Term
Certificate Shares	$500.00	1.00	1.00	6
Certificate Shares	$500.00	1.00	1.00	12

(Rates Subject To Change)

*APY = Annual Percentage Yield
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